Ready To Learn How to Manage Your Money The Fun and Easy Way?

Better Budget Course 2 from Josie Kapetsonis on Vimeo.

 

Here is what you can expect from the Better Budget Course:

  • How to live better and make more money by forming a loving, abundant money mindset
  • How to spend money guilt free
  • How to create a workable budget that doesn't make you feel restricted
  • How to build a cash cushion and pay off debts
  • How to save money WITHOUT feeling deprived
  • .. and so MUCH MORE!

IS THIS COURSE FOR YOU? HERE ARE SOME QUESTIONS:

  • Is it hard to figure out how much you should be saving each month to reach your financial goals? (buying a house, saving for repairs? .. etc)

  • Do you overall have a negative attitude about money?

  • Do you feel like you can never get ahead?

  • Do you find credit card debt overwhelming and unsure about how to pay it all off AND save for other things?

  • Does Financial "Jargon" get you confused and make you want to give up? Do you wish someone would teach you in a fun, less judging way?

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If you answered "YES" to any of the questions above-- You are in the RIGHT place and guess what? You are not alone!

 

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You see, I've been through these same money challenges and concerns as you!
I know from first-hand experience how hard managing money can be, and how even though we all kind of know what we should do with our money–spend less than we earn and save for the future–money still is a complex subject full of emotions and learning lessons that make many people want to completely avoid it altogether.
If you are looking to better your future financially and want to break out of you fear of financial things, there is no better time to begin than today.  I want to make it possible for everyone to understand how to master their own unique budget to suit their needs.  
I believe that with a basic understanding of personal finance, you can begin to change the trajectory of your financial life and start to live from a place of excitement and empowerment about your money. And that’s the exact reason why I created this online Better Budget Course
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When you begin to love your money and take time to become financially educated, you can begin to create a financial life that sounds more like this…

  • I know how to track my income and expenses regularly without feeling overwhelmed or stressed out by it.
  • I feel confident knowing how much I should be saving every month toward my financial goals.
  • I have enough money in the bank to act as a cash cushion to pay for the pesky random emergencies that arise from time to time in my life like car repairs, health care bills, or fixing your computer when it crashes (I hate it when that happens!)
  • I know the importance of having a good credit score and actually understand how to pay off my debts in the most efficient way.
  • My money helps me live my ideal life. I use it to save for my future financial goals and spend it guilt free on things I value most in life like travel, health, and even those fun things like coffee and clothes and shoes:)
  • Module 1: Money Mindset/Financial Goals

  • Why Are You Struggling?
  • The Common Misconceptions About Budgeting
  • How To Develop a "Money Mindset"
  • How to live with Abundance Mindset
  • Learn how to create realistic, meaningful financial goals.

This course is a valuable set of tools for anyone wanting to strengthen their financial future. There is something for everyone in the Better Budget Course, and I would recommend it to seasoned savers, and new savers alike. I discovered a lot about my relationship with money, found a supportive community, and acknowledge my future financial accountability.

Samantha P. Samantha P.
  • Module 2: Creating An Effective Budget

  • How to Start Making S.M.A.R.T Financial Goals
  • Learn a new and improved way to budget your money every month.
  • Learn About Different Expense Types
  • Which budget plan is right for your family
  • How to formulate a budget

I loved the course I am thankful we can keep reviewing what we learned. I am taking small steps forward. I staying in my budget and starting to see a positive change.

Kate Kate
  • Module 3: Staying On Budget

  • How to FINALLY Stop Living Paycheck to Paycheck
  • How to Stick to a Budget Effectively
  • Learn why you need a cash cushion to help cover any unexpected expenses that arise.
  • How to finally stick to your budget

You (Josie) have saved me a ton of money! You have also helped me to have the mindset about putting money into a savings and set financial goals! Thank you for all you do!

Lisa O. Lisa O.
  • Module 4: Everything You Need To Know About Savings

  • How To Create A Savings Plan without Feeling Deprived
  • How To Start A Savings

Started a path to learn how to correctly budget my money, I thought I knew what I was doing lol...I didn't know how tax returns actually worked until you explained it in one of your live videos...

Elena Elena
  • Module 5: Using Credit

  • Tips For Using Credit Wisely
  • How To Snowball Your Debt
  • Why Credit ISN'T a Bad Thing!
  • What Types of Credit You Should Avoid
  • AND MORE!

Is This Class For You?

Who this Program is for?

  • You are ready to finally get the financial know-how you need to create a life you love.
  • You are a woman or a couple looking to elevate your financial life.
  • You like to be taught from a loving and understanding place and are ready to stop feeling ashamed about your money past or current financial position.
  • You have an open mind, open heart, and are ready to learn personal finance in a fun, innovative way that will serve you for many years to come.

Who this Program is Not for?

  • You enjoy feeling stuck or helpless in your financial life
  • You want to continue to complain about how no one ever taught you how to handle your money
  • You find it fun staying up all night worrying about money.
  • You like living paycheck to paycheck
  • You just are not willing to take control of your own financial life once and for all.
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What You Will Get Out Of The Better Budget Course

  • Simplistic breakdown of budget matters. No longer will you be fearful when someone mentions the word budget in your presence. We will teach you what a budget actually is, and how it can function for you in your life. This course is a one size fits all because we allow you to adapt the tools shared to fit your needs. You don't have to change your life to fit the budget – you change the budget to fit your life!
  • The tools to no longer be dependent upon credit for emergency needs. We all know the fear and dread that occurs when a car needs repair, or a medical emergency arises. When you live paycheck to paycheck you can't fathom managing these emergencies without use of credit. We will teach you how to make savings not only a priority, but a functioning part of your budget no matter what your income level is. We will also give you a guide to handling emergency situations when they arise.
  • Easy to understand breakdown of how to invest money wisely. There is no need to pay a financial advisor to tell you how to manage your money. While we won't tell you what stocks and bonds to invest in, we can guide you in how to truly manage the money you have now so you can invest for the future.
  • The tools needed to achieve your financial ambitions. We all have unique goals for our lives. For some this can be as simple as affording a family vacation to a popular resort. For others this could be the dream home or even dream car purchase. My Better Budget Course will give you the tools to achieve your goals no matter how big or small they are. We take the mystery out of how to plan for long term financial goals to be met, as well as give you the easy to follow tips for meeting short term goals.
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BONUS: Personalized Better Budget Tool

  • Lifetime Access When You Choose The Premium Membership Option
  • Use from ANY Device (mobile, computer..etc)
  • Create Budgets For Each Budget Category in Your Budget (check out the video below on how this works)
  • Interactive tool that allows for COMPLETE personalization
  • 100% Secure

BBC Tool from Josie Kapetsonis on Vimeo.

BONUS #2 My eBook: 60 Day Credit Clean Up

Let's FACE IT! Credit is a part of life. Credit isn't for everyone but if you want to buy a house--you will need to build some credit.

This eBook is EVERYTHING about building credit, how to decipher your credit report, ways to raise your credit score. When I first started “adulting” in the life (haha, seriously guys.. adulting is HARD!) I had NO clue what a credit report was and how my very first credit inquires would impact my entire adulthood. (I talk about that in length throughout the course) this eBook is great for those who are looking to fix those mistakes that they made in their "early" adulthood and beyond.

  • Choosing and Creating Good Accounts to Boost Your Credit
  • How You Can Find Relief from Medical Debt
  • Debt Negotiation: Cut Your School Loans in Half or More
  • Debt Negotiation Talk Down Your Credit Card Debt
  • How to handle errors on your Credit Report
  • And More!

BONUS 3: My eBook Grocery Savings For the Rest Of Us

38-page guide that show you practical ways to start saving in the grocery store today!

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Choose Your Plan to Get Started Today

All payments are processed securely on our SSL encrypted site. If you have any questions, contact southerncalisaver@gmail.com

Your satisfaction is guaranteed thanks to my “Nothing-to-Risk”, Rock Solid, 100% Money-Back Guarantee. I don’t know how to put it any stronger than that. I’ve poured my heart and soul – and many, many hours – into creating the Better Budget Course and I KNOW it will help you completely transform your relationship with money if you follow my suggestions and advice.

However, if you complete all of the modules and the worksheets totally and the Better Budget Course still isn’t everything I’ve promised, simply contact me within 7 days and I’ll refund every penny of your purchase. No questions asked. No hard feelings. That’s how confident I am that the Better Budget Course will work for you.

Frequently Asked Questions And Answers

  • q-iconHow Long Is The Better Budget Course?

    The Better Budget Course is a 6 week course but is SELF Paced.

  • q-iconHow Long Do I have Access To The Better Budget Course?

    Forever!

  • q-iconHow Come I Can't Access All of The Modules At Once?

    Even though the Better Budget Course is Self Paced, This course is INTERACTIVE which means we will go through EACH module a week at a time. This is made this way so you can’t skip ahead to the juicy parts ;)

  • q-iconWhen will the LIVE Chats be?

    Live chats will be discussed once enrollment for the Better Budget Course ends. We will agree upon a date and time that everyone is comfortable with.

  • q-iconAny other questions?

    Please email me at smartmoneymom1@gmail.com and I’ll get back to you ASAP!